In Hard Times…

“It’s Your Money & Your HEALTH
Take Charge of Both TODAY!”

In hard times it is often true that a creative new idea to help our family members in need, will come to the forefront, thus The Original GIFT HSA™

“I had an accident, hurt myself and I need your help.” These often fearful words are words that parents and grandparents everywhere dread hearing from a child or dread that late night phone call by a doctor at the hospital. “You can pay me now or pay me later”, sound familiar? Most parents will be asked for help in the event of a medical emergency and the treating physicians and hospital will ask that question. You can ease that dreadful fear by providing your child with permanent health insurance using our Original GIFT HSA™, which allows anyone to pay for this ‘peace of mind’. How little will it cost you for your own peace of mind? First HSA, Inc. ‘calculator’

Dependent insurance up to the age of 26, in CT, and higher ages in some states, is one of the strategies by state legislators to force those known as ‘young immortals’ to get health insurance. These are children who often choose not to insure themselves because they tell themselves: “I am never sick and nothing will ever happen to me”. This legislatively mandated requirement of the employer’s group health plan is more often than not making the parent pay for the coverage anyway. More and more employers are refusing to pay for the additional burden of older and older ‘dependents’. This is understandable since it costs the employer non productive money to add a dependent. We recognize that the added cost most likely will be100% passed on to the employee. A tax favored Original GIFT HSA™ can cost much less than the new monthly charges even when working in the health savings account funding.

Free Health Insurance is what the Original GIFT HSA™ is to the recipient of this important gift. In these times of need this is a great way to show that you care and have the government share in the process. Of course someone has to pay for it, but haven’t most parents paid larger amounts for college and the child’s upbringing?

Loss of a job and health insurance, it is increasingly becoming a fact in this time that people are being laid off. If someone has experienced a layoff and has a new need to find insurance for themselves and/or their family policy, then the Original GIFT HSA™, can provide a solution to their dilemma. Parents and grandparents can come to the rescue by giving the triple tax favored Original GIFT HSA™. This triple tax favored health insurance policy combined with a savings account for medical expenses relieves stress.

The Average Cost For This To The Donor is approximately $4,000 per year and should be done on an annual basis. The value to the family member in need is that they now have ownership of health insurance that they cannot lose, a funded account that helps to pay for medical expenses incurred before the plan kicks in, and the love represented by this thoughtful and important gift.

  1. First, get the right kind of health insurance. The health insurance must be known as ‘HSA compliant health insurance’. This type of plan, (always subject to medical underwriting), must offer major medical benefits after a basic deductible amount.
  2. Second, simply apply for ‘HSA compliant’ health insurance here
  3. And then, a parent or grandparent can fund the Original GIFT HSA™ portion of the gift, with a tax-favored contribution to the ‘family-member-in-need’s’, permanent, health savings account, (administered by First HSA, Inc.) First HSA, Inc. ‘calculator’

Clearly then, our Original GIFT HSA™ can do so much for you and your loved ones. You should consider this thoughtful and permanent gift sooner than later.